Every year, banks, insurers, utilities, employers, and other businesses turn over money they can’t deliver to its owner, such as forgotten bank accounts, uncashed checks, final paychecks, insurance proceeds, utility deposits, and stock dividends. Florida law requires these funds to be sent to the state, which holds them until the rightful owner claims them.
There is no deadline for the owner. The money stays on the state’s books until it’s claimed. The problem is that most people never learn it exists.
Over 10 years’ experience in the asset recovery industry.
Todd Bomser, Certified Public Accountant (CPA), brings professional accountability and accuracy to every file.
Registered and regulated. We operate as a registered claimant representative with the Florida Division of Financial Services (DFS).
No-risk pricing. No Recovery. Nothing owed.
We do the paperwork. Documentation, forms, follow-ups, and deadlines are all on us.
We keep you informed at every step, so you know where your claim stands.
We search state unclaimed property records to identify funds that match you, your family, or your business, including past addresses and name variations that are easy to miss.
Before anything is filed, we verify that the property is yours or that you’re the legal heir or successor. We tell you what we found and what it’s worth.
If you want us to proceed, you sign a clear agreement that spells out our fee. There’s no cost to you unless the money is recovered.
We gather the documentation, complete the claim forms, and submit them to the Florida DFS, which manages the state’s unclaimed property.
We respond to any DFS requests for additional information and track the claim until the funds are released. You receive your money, and our fee is taken only from what is recovered.
We understand the question. You may have received a letter or call about money you didn’t know you had, and it’s smart to be cautious. Paladin Funds is a registered claimant representative with the Florida Department of Financial Services (Reg. No. [#]). We never ask for money upfront, we put our fee in writing before you commit, and you can verify any property we find directly on the state’s official unclaimed property website before signing anything.
Yes. Florida lets owners search and claim their own property for free at the state’s official site (claimyourcashfl.gov). If you’re comfortable with the process, you’re welcome to do that. Many people hire us because they don’t have the time, the claim needs complicated documentation (estates, businesses, multiple owners, or out-of-state heirs), or they’d rather have someone handle it from start to finish.
Nothing upfront. Our fee is a percentage of the funds we recover, and it is stated in your written agreement before you sign. If we don’t recover anything, you pay nothing. We abide by Florida statue Fla. Stat. ch. 717.
No. Paladin Funds is a private company. We are not a government agency. The funds are held by the State of Florida, and we help owners claim them.
No. We do not provide legal advice. For legal questions, consult an attorney.
We search public unclaimed property records for names, addresses, and businesses linked to you or your family, then confirm that a match is really yours before contacting you.
It varies by claim. Simple claims can be processed in a matter of weeks, while estates and business claims take longer because they require more documentation. We’ll give you an honest estimate once we review your file.
Typically, a government-issued photo ID, proof of address history linking you to the property, and your Social Security number or tax ID. For heirs, we’ll also need documents such as a death certificate and proof of relationship. We’ll tell you exactly what’s required.
If you’re an heir or the personal representative of the estate, you may be entitled to claim it. We’ll walk you through the extra documentation.
We work with businesses, nonprofits, and organizations, including claims for accounts, refunds, and payments owed to former or dissolved entities.
The state issues payment directly to you (or to your designated payee), and the fee is handled as set out in your agreement. We explain the process before you sign.
Then you don’t owe us anything. We’ll tell you plainly if we didn’t find property in your name.
Unclaimed property in Florida does not expire. It stays with the state until claimed, but the sooner it’s claimed the better, since records and contact information get harder to trace over time.
We collect only what’s needed to verify and file your claim, and we never sell your information.